The Basics of Roofing Insurance Claims

The good news is nobody was hurt, and the storm has passed. The bad news is, in the aftermath, there is work to be done and repairs to be made. Fortunately, for home and business owners, there is insurance to help with the expense of issues like roof repairs as a result of storm damage and other events. Unfortunately, there are also more than a few pitfalls and mistakes people can make when going through the process of filing roofing insurance claims and getting repairs, as the attached video highlights. That is why it is a good idea to have a basic understanding of what to do, and what not to do when it comes to dealing with the roofing insurance claims process.

Video Source

The first thing to remember is don’t sign any contract with a roofing contractor until your claim has been approved by the insurance company. In many cases, the adjuster will either shortchange the claim amount or deny the claim (remember whose interest they are protecting). That doesn’t mean, however, that you have to accept that claims adjustment total, and you have the right to request another adjuster. Once you get an acceptable adjustment and have your claim approved, you can safely proceed to work with your roofing contractors, and have the assurance and peace of mind knowing that the cost of your repairs and your roof is covered.

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