Although the mythical American Dream varies depending upon to whom you speak, for the majority of Americans, a significant part of their American Dream includes owning their own homes. Of course, through the fogged up, rose colored lens of fancy, there is simply no room within their romantic, if myopic, visions for the multitude of accidents and disasters that are certain to befall many homeowners at one time or another.
Such is the plight of first time home buyers. They finally have their own yards, homes they can decorate anyway they please, private parking, and the possibility that their roof will blow off during a severe wind storm! Once the novelty and delight of homeownership begins to wear off, and reality sets in, many homeowners find themselves in the midst of an American Nightmare. Often times, it is not long before they begin to see parallels between themselves and Tom Hanks in Money Pit. Whatever they touch, or do not touch, seems to break!
While home insurance help cannot do much for standard home maintenance, it can be invaluable to protecting homes from catastrophes brought about by storm damage, fires, or other events of an accidental, yet costly, nature. There is even home insurance help for floods, although it is rather costly, even for bare bones flood insurance coverage. Nonetheless, given that the average American home sells for an average price of 275 thousand dollars, and a median price of 225,000 dollars, it is always in the best interest of homeowners to look for more than the most basic and easy home insurance.
Granted, insurance for home and auto is expensive, but paying between 1200 and 3000 dollars per year on auto and home insurance is always worth it when you are covered for tens of thousands of dollars in potential damages and lawsuits. That being said, home insurance help is always available to assist any homeowner to secure the best, and most appropriate, insurance to fit their individual needs.